Dental Plan

In addition to protecting your smile, dental insurance helps pay for dental care and usually includes regular checkups, cleanings and X-rays. Several studies suggest that oral diseases, such as periodontitis (gum disease), can affect other areas of your body—including your heart. Receiving regular dental care can protect you and your family from the high cost of dental disease and surgery. To find a provider, please visit www.guardianlife.com

Services	In-Network Benefits
Carrier	Guardian
Network	Dental Guard Preferred
Deductible	Applies to basic and major services only- Individual: $50; Family: $150
Annual Maximum	$2,000/person
Preventive Services	Including but not limited to Oral Exams, Cleanings, X-Rays, Fluoride-Paid at 100% - No deductible
Basic Services	Including, but not limited to Fillings, Endodontics, Periodontics, Oral Surgery - Paid at 80% after deductible
Major Services	Including, but not limited to Crowns, Dentures and Bridges - Paid at 50% after deductible
Orthodontics	Paid at 50%, after deductible Lifetime maximum of $2,000/person Child only – coverage up to age 19

Weekly Deductions

Employee Only	$5.74
Employee + 1 Dependent	$11.82
Family	$21.23

Make the Most of your Dental Benefits

Click here for Dental Benefit Summary

Vision Plan

Our vision insurance entitles you to specific eye care benefits. Our policy covers routine eye exams and other procedures, and provides specified dollar amounts or discounts for the purchase of eyeglasses and contact lenses. The voluntary vision benefit is 100% employee paid. To find a provider, please visit www.vsp.com

TYPE OF SERVICE	AMOUNT YOU PAY IN-NETWORK
Carrier	Guardian
Network	VSP Choice network
Routine Vision Exam	$10 copay Once every calendar year
Frames	Up to $150 frame allowance; 20% discount over allowance Once every calendar year
Lenses	Single vision, lined bifocal, trifocal & lenticular: Covered in full after $25 copay Once every calendar year
Contacts (in lieu of frames)	Elective Contact Lenses-Up to $150 allowance Medically Necessary Contact Lenses-$0 Once every 12 months

WEEKLY DEDUCTIONS

Employee Only	$1.91
Employee + Spouse	$3.63
Employee + Children	$4.25
Employee + Family	$5.98

Guardian - VSP Choice Network

Click here for Vision Benefit Summary

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