FREQUENTLY ASKED QUESTIONS.
How Do I Make Benefit Elections?
- If you are making a change in your annual elections or enrolling for the first time, you will complete your enrollment via our Benefits Administration platform called Employee Navigator. Login instructions are provided below.
- Within the Employee Navigator Web site, you will be required to add a beneficiary for the Group Life Insurance. When assigning a beneficiary, here are some helpful reminders.
- Do NOT make "Self" your primary beneficiary! If you have an Estate Trust set up, please name that as your beneficiary instead.
- Do NOT make a dependent child under the age of 18 your beneficiary, as the Life Insurance carrier cannot issue a check to a minor. If you want to leave the funds to a child or grandchild, it's best to establish a Trust in their name and assign the Trust as the beneficiary.
- Beneficiary changes can be made at any time by logging into Employee Navigator.
Open Enrollment Details:
- All elections made during this open enrollment are binding for the next 12 months unless you have an IRS Qualifying Life Event. Qualifying Life Events can be initiated by going to your Employee Navigator portal and using the shortcut button titled "Update Benefits". Here you can select the Life Event to either add/drop/change your coverage. All Life Events will need to be approved by HR before they take effect!
- This is an ACTIVE open enrollment, meaning ALL eligible employees will need to complete an elections either waiving or electing coverage within Employee Navigator. Even if you do not need the medical, dental, vision etc. PLEASE login and complete your beneficiary information for the Group Life Insurance.
EMPLOYEE NAVIGATOR INSTRUCTIONS
See below for the steps to elect or waive benefits using Employee Navigator. All benefit decisions must be recorded using Employee Navigator; there is no paper option for benefit elections/waivers.
